Who We Are 

Michael J. Bernay

Michael J. Bernay

Power.Energy.Risk (PERse)

Michael Bernay is Managing Director and CEO of PERse (Power.Energy.Risk, ‘securing the environment’), a part of Ryan Specialty Group’s RSG Underwriting Managers. PERse specializes in the global energy and power sector, with a primary focus on renewable energy risks.

Michael has been in the insurance industry for over 30 years, and has spent the majority of that time specializing in the power and energy industries. Prior to joining PERse, he spent 8 years as President of GCube Insurance Services, Inc., the largest MGU of renewable projects worldwide. There he was responsible for the profitability of all the underwriting and technical service units including wind, solar, biofuels, hydro and other renewable projects.

Before joining GCube, Michael was Managing Director and Executive Vice President of Worldlink Insurance Services, Inc. (WLIS). WLIS was the first US insurance agency that specialized in writing insurance for wind energy projects. Michael wrote his first California-domiciled wind energy project in the late 1980’s. At that same time, he secured the endorsement of the American Wind Energy Association (AWEA) for their first property and casualty program.

Michael graduated with a Bachelor of Arts degree from Williams College. He is currently licensed as both an agent and surplus lines broker in over 42 states across the US.

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