EmergIn Risk Announces Two Prominent Hires and Opening of Miami Office

October 11, 2019, NEW YORK, NY – EmergIn Risk, part of the Ryan Specialty Group family and a series of RSG Underwriting Managers, is pleased to announce that David Overton and Ryan Kratz have joined as Director of Sales and Underwriter-Cyber, respectively. Additionally, EmergIn opens its Miami office.

David Overton is responsible for further developing EmergIn’s global growth and distribution strategy and is based in EmergIn’s new Miami office. He has over 20 years of experience in the (re)insurance market and has specialized in placing or underwriting difficult and complex risks across a broad spectrum of classes. David comes to EmergIn from Integro Insurance Brokers where he was a Principal and oversaw the Cyber Liability operation in London. Prior to Integro, David was a Financial Institutions Underwriter at both Barbican Syndicate 1955 and Allianz Global & Corporate Specialty. David started his career at Cooper Gay & Co. in 1999.

Ryan Kratz is a member of EmergIn’s U.S. Cyber team and is based in its New York City office, and his focus is on the small- to middle-market business in the northern region of the US. Ryan has extensive legal experience in cyber and professional lines. Given this expertise, Ryan not only underwrites but assists with policy wordings and helps further expand EmergIn’s global claims and risk management value proposition. Ryan joins EmergIn from the law firm of Kissel Hirsch & Wilmer LLP where he worked for the past ten years. In that role, he represented the interests of U.S. and internationally based primary and excess insurers in the area of cyber liability, professional liability, and employment practice liability, focusing on claims management, coverage disputes, and the drafting of policy wordings and endorsements. Ryan was admitted to the New Jersey State Bar and New York State Bar in 2009 and 2010, respectively.

Jamie Bouloux, President of EmergIn Risk, commented, “The success of EmergIn’s expansion is reliant upon our ability to continue to attract great candidates, and that is what we have in David and Ryan. Their addition to the team not only adds tremendous strength to the ranks, but symbolizes another exciting milestone for EmergIn as we continue to expand our operations across the US. Florida is not only an important insurance territory within the local market, but the Miami operation provides a servicing platform to support LatAm and Caribbean cyber opportunities, too.”

Bouloux continued, “EmergIn is committed to developing exciting products within our lines, and David’s hire is integral to our being able to get them in front of our customers. We are delighted that David has joined our team. Having worked with Ryan for a number of years, I couldn’t be more excited to access his expertise. His tenure on the claims side is a critical skill set that will continue to help us navigate the constantly evolving landscape in which we operate. We believe Ryan will be an essential member of the team and will help to lead EmergIn’s continued commitment to sustainability and innovation within our market.”

Overton commented, “I am thrilled to be joining the EmergIn global team. The opening of our Miami office will better serve local brokers and their longstanding clients with our market leading cyber and professional liability solutions and services, a geography we believe has been underserviced by the current marketplace. Our presence now in London, New York, Connecticut and Miami makes us well-positioned to provide our global clients with an enhanced level of service.”

For information, please contact:

David Overton, Director of Sales: or 646-612-7835

Ryan Kratz, Underwriter – Cyber: or 646-612-7837


About EmergIn Risk

EmergIn Risk is a managing general underwriter that offers specialized cyber, media and professional liability insurance related products and risk management services.

EmergIn Risks’ US operations ( are conducted through EmergIn Risk, a series of RSG Underwriting Managers, LLC, a Delaware series limited liability company. (In California: RSG Insurance Services, LLC License #0E50879). EmergIn Risks’ European operations ( are conducted as a division of RSG Underwriting Managers Europe Limited. In the United Kingdom, RSG Underwriting Managers Europe Limited is authorised and regulated by the Financial Conduct Authority. RSG Underwriting Managers, LLC and RSG Underwriting Managers Europe Limited are subsidiaries of Ryan Specialty Group, LLC, specializing in underwriting management and other services for insurance products distributed through agents and brokers. Some products are not available in all states or are available from surplus lines insurers© 2019 Ryan Specialty Group, LLC.

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