ESA Crew Cover

Specialized Coverage for all Types of Freelance Event Production Personnel

Event Safety Alliance (ESA), an event safety network, and Alive Risk have teamed up to provide access to Crew Cover insurance for their members. Because of their safety training and continuing dedication to education, skills training and advocacy, ESA members are underwritten as being the best in class. The result—considerable savings that are been passed onto the members as a valuable benefit of ESA membership.

ESA Crew Cover includes liability and a variety of optional insurance coverages, along with an Event Safety Alliance Membership and access to ESA safety training resources.

This coverage is designed to protect against claims of bodily injury or property damage to third parties caused by your operations as an individual production crew freelancer in the Entertainment industry.

Program Highlights

Crew Cover Includes:

  • General Liability $1M / $2M limits
  • Blanket Additional Insured included

Optional Coverages:

  • Hired and Non-Owned Liability
  • Hired Auto Physical Damage
  • Waiver of Subrogation
  • Worldwide

Event Safety Alliance Membership Benefits:

  • Online Safety Training
  • Annual Summit Opportunities
  • Crowd Safety Workshops
  • Event Safety University


All ESA members may be eligible for the Crew Cover insurance program provided through Alive Risk. Annual membership fees for ESA are included in the insurance program. By completing the application and binding coverage, the insured has access to ESA membership and its associated benefits.

Target Classes

All types of freelance technical production and stage crew, including:

  • Audio / Visual
  • Automation Programming Technician
  • Backline
  • General Crew
  • Lighting Tech / Designer
  • Operations Manager
  • Power
  • Production Assistant
  • Production Manager
  • Rigging
  • Sound
  • Stage Manager
  • Stage / Set Construction
  • Tour Manager


  • General Aggregate $2,000,000
  • Products & Completed Operations Aggregate $1,000,000
  • Personal & Advertising Injury Limit $1,000,000
  • Each Occurrence $1,000,000
  • Damage to Premises Limit $100,000
  • Medical Expense Limit Excluded
  • Hired and Non-Owned Limit $1,000,000
  • Hired and Non-Owned Physical Damage Deductible $1,000
  • Blanket Additional Insured included
  • Higher limits available

Submission Requirements

Getting coverage is as easy as completing the application by clicking on this link and submitting after completion.


Ken Hashberger
Executive Underwriter
P: 443-318-6213
M: 951-505-5459
Debbie Spinner
Underwriting Manager
P: 612-424-7934
M: 612-210-5313
Send submissions to


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The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage agents to read the full policy form and any applicable endorsements for full terms and conditions and encourage their policyholders to do the same. Alive Risk is a tradename of RSG National Specialty Programs, which is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). Alive Risk works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). Alive Risk is endorsed by the Event Safety Alliance®, a non-profit organization dedicated to promoting safety throughout event production and execution. Event Safety Alliance is an independent third party to RSG. RSG assumes no liability for any products, services or training provided by or purchased through the Event Safety Alliance. ©2021 Ryan Specialty Group, LLC

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