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Fire Suppression & Sprinkler Contractors Insurance Program

Installation, service and repair of fire suppression, extinguisher and sprinkler systems

A fire can spread out of control within 60 seconds. The first moments of fire detection are critical in saving lives and property. Fire suppression, extinguisher and sprinkler systems respond to a fire in its early stages – controlling the spread of heat, fire and smoke. We offer access to competitive coverage for Fire Suppression & Sprinkler businesses with excellent hiring and training programs and a favorable loss history. Retail insurance agents should contact us about a risk prevention plan.

Program Highlights

  • Available nationwide
  • Competitive rates
  • Minimum premium: General Liability – $1,500
  • General Liability limits: $1,000,000 / $2,000,000
  • More flexibility for exposures with:
    • CPVC / PVC
    • Retrofit
    • Retail sales and service
    • Residential

Target Classes

General Commercial coverage for fire suppression, sales, service, installation contractors, repair, monitoring and testing of:

  • Wet or dry sprinkler equipment
  • Chemical systems
  • System design
  • Fire extinguishers

FAQ

Does the policy have a Residential Exclusion? No, it does not.

Does the program include Professional Liability? Yes, it does.

Coverage

  • General Liability and Professional Liability
    • Errors & Omissions Endorsement
    • Bodily Injury
    • Care, Custody, Control Coverage
  • Workers’ Compensation
  • Auto Liability
  • Excess / Umbrella Liability
    • In-house binding authority up to $10,000,000
  • Crime
  • Property
  • Inland Marine

Submission Requirements

Contacts:

Keri Purvis
Vice President
P: 443-318-6280
E: Keri.Purvis@ryansg.com
Anita Lewis
Senior Underwriter
P: 443-318-6246
E: Anita.Lewis@ryansg.com
Carly Nix
Underwriter
P: 443-318-6269
E: Carly.Nix@ryansg.com
Brittany Patterson
Underwriter
P: 443-318-6274
E: Brittany.Patterson@ryansg.com
Send submissions to programs@ryansg.com

Or contact your local RT broker or underwriter at rtspecialty.com

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The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). Thirty-year industry veteran Chris McGovern manages all 25+ RSG National Specialty Programs. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2021 Ryan Specialty Group, LLC

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