Fire Suppression & Sprinkler Contractors Insurance Program
Installation, service and repair of fire suppression, extinguisher and sprinkler systems
A fire can spread out of control within 60 seconds. The first moments of fire detection are critical in saving lives and property. Fire suppression, extinguisher and sprinkler systems respond to a fire in its early stages – controlling the spread of heat, fire and smoke. We offer access to competitive coverage for Fire Suppression & Sprinkler businesses with excellent hiring and training programs and a favorable loss history. Retail insurance agents should contact us about a risk prevention plan.
Program Highlights
- Competitive rates
- Minimum premium: General Liability – $1,500
- General Liability limits: $1,000,000 / $2,000,000
- More flexibility for exposures with:
- CPVC / PVC
- Retrofit
- Retail sales and service
- Residential
Target Classes
General Commercial coverage for fire suppression, sales, service, installation contractors, repair, monitoring and testing of:
- Wet or dry sprinkler equipment
- Chemical systems
- System design
- Fire extinguishers
FAQ
Does the policy have a Residential Exclusion? No, it does not.
Does the program include Professional Liability? Yes, it does.
Coverage
- General Liability and Professional Liability
- Errors & Omissions Endorsement
- Bodily Injury
- Care, Custody, Control Coverage
- Workers’ Compensation
- Auto Liability
- Excess / Umbrella Liability
- In-house binding authority up to $10,000,000
- Crime
- Property
- Inland Marine
Submission Requirements
- Supplemental Application
- ACORD Forms
- 5 Years currently valued Loss Runs
- Target premium or expiring premium
