Franchised Hotel Insurance Program

Package solution with tailored hospitality extensions on one policy

This program offers retail insurance agents access to an exclusive package solution on one policy for franchised hotels and motels. The following coverages can be quoted: General Liability and Property with tailored hospitality extensions and optional coverages such as Cyber Liability and Liquor Liability. Non-auditable policies are rated on the number of rooms.

Program Highlights

  • Non-auditable policies rated on number of rooms
  • Competitive rates
  • Minimum premium
    • Package: $10,000


  • Nationwide, excluding HI

Target Classes

Franchised Hotel / Motel operations which may include:

  • Full-service and limited-service hotels
  • Restaurants
  • Pools
  • Fitness Centers
  • Interior and exterior door risks


General Liability

  • Owned Premises
  • Operations
  • Property Damage to Rented Premises

Optional Liability

  • Cyber Liability
  • EPLI – including Third-party
  • Wake-Up Call
  • Employee Benefits
  • Hired and Non-Owned Auto Liability
  • Liquor Liability


  • Buildings
  • Business Personal Property
  • Business Income – Actual Loss Sustained
  • Equipment Breakdown

Workers’ Compensation


Hotel Coverage Extensions

  • Guest Property
  • Employee Dishonesty
  • Money and Securities – Inside and Outside
  • Outdoor Property and Outdoor Signs
  • Other coverage extensions and higher limits are available

Submission Requirements


Kevin Conti
P: 443-318-6139
Chrissy Straub
P: 443-318-6324
Send submissions to


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The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RSG National Specialty Programs is a part of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC. Thirty-year industry veteran Chris McGovern manages RSG National Specialty Programs. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2022 Ryan Specialty Group, LLC
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