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Garage Insurance Program

Exclusive market access for used auto dealers and auto repair shops

Our exclusive Garage program specializes in used auto dealers and auto repair shops featuring Garage Liability, Physical Damage, Dealers E&O, and Garagekeepers. We are able to offer access to broad form products and package solutions for risks with Property and Garage Liability exposures.

Program Highlights

  • Exclusive market for non-franchised used car dealers, wholesale auto dealers and brokers and auto repair operations
  • Other markets are available for motorcycle, RV and heavy truck dealers and repair operations
  • Program is available nationwide, excluding HI, LA, MA and NY
  • Broad Form Products
  • Package with Property and Garage Liability exposures

States

  • Nationwide, excluding HI, LA, MA, NY

Target Classes

  • Non-franchised used car dealers
  • Wholesale auto dealers and brokers
  • Auto repair operations
  • Motorcycle dealers and repair
  • RV dealers and repair
  • Heavy truck dealers and repair
  • Detailers / mobile detailers
  • Valet services
  • Coverage for towing operations is not available

Coverage

  • Garage Liability
  • Physical Damage
  • Dealers Errors & Omissions
  • Package with Property and General Liability exposures

Submission Requirements

  • Supplemental Applications
  • Employee list with employee name, D.O.B., driver’s license #, title / position, individuals furnished a vehicle for personal use, payroll (auto repair shop risks or if Workers’ Compensation requested)
  • 4 Years currently valued Loss Runs including expiring – currently valued within 120 days of expiration
  • New ventures require detail on prior experience

Contacts:

Jamie Kline
Underwriter
P: 717-851-8745
M: 717-654-2374
E: jamie.kline@ryansg.com
Amy Pagano
Underwriter
P: 717-851-8748
M: 717-676-6183
E: amy.pagano@ryansg.com
Becky Slenker
Underwriter
P: 717-851-8750
E: becky.slenker@ryansg.com
Steve Davis
Underwriting Manager
P: 443-318-6156
E: steve.davis@ryansg.com
Send submissions to programs@ryansg.com

Or contact your local RT broker or underwriter at rtspecialty.com

The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage agents to read the full policy form and any applicable endorsements for full terms and conditions and encourage their policyholders to do the same. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs is managed by thirty-year industry veteran Chris McGovern. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC

Ryan Specialty Group is proud to welcome All Risks to the RSG family effective September 1st, 2020!

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