Garage Insurance Program

Exclusive market access for used auto dealers, wholesale auto dealers and brokers 

Our Garage program has an exclusive market for non-franchised used car dealers, wholesale auto dealers and brokers. Coverages include Garage Liability, Physical Damage, Dealers E&O, and Garagekeepers. We are able to offer access to broad form products and package solutions for risks with Property and Garage Liability exposures.

Program Highlights

  • Exclusive market for non-franchised used car dealers, wholesale auto dealers and brokers
  • Other markets are available for motorcycle, RV and heavy truck dealers and repair operations
  • Program is available nationwide, excluding HI, LA, MA and NY
  • Broad Form Products
  • Package with Property and Garage Liability exposures


  • Nationwide, excluding HI, LA, MA, NY

Target Classes

  • Non-franchised used car dealers
  • Wholesale auto dealers and brokers
  • Auto repair operations
  • Motorcycle dealers and repair
  • RV dealers and repair
  • Heavy truck dealers and repair
  • Detailers / mobile detailers
  • Valet services
  • Coverage for towing operations is not available


  • Garage Liability
  • Physical Damage
  • Dealers Errors & Omissions
  • Package with Property and General Liability exposures

Submission Requirements

  • Supplemental Applications
  • Employee list with employee name, D.O.B., driver’s license #, title / position, individuals furnished a vehicle for personal use, payroll (auto repair shop risks or if Workers’ Compensation requested)
  • 4 Years currently valued Loss Runs including expiring – currently valued within 120 days of expiration
  • New ventures require detail on prior experience


Amy Pagano
P: 717-851-8748
M: 717-676-2262
Becky Slenker
P: 717-851-8750
Sherri Snyder
P: 816-886-0506
Brianna Aparicio
P: 410-405-7342
M: 561-467-8451
Send submissions to


Subscribe to receive the latest Ryan Specialty and/or RT Specialty news.

The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RSG National Specialty Programs is a part of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC. Thirty-year industry veteran Chris McGovern manages RSG National Specialty Programs. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2022 Ryan Specialty Group, LLC
Newsweek Most Loved Workplaces 20212021 Top Insurance Employer

Please Update Your Browser

Unfortunately Microsoft is no longer providing support or security fixes for your web browser.  Ryan Specialty values the safety and security of its clients’ data, and as such this site requires the use of a modern web browser.  To update your web browser, please see the links below. If you have any questions or would like additional information, please email or call (312) 784-6001.

Firefox Firefox Chrome Chrome IE Internet Explorer Edge Microsoft Edge