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Marine Insurance Program

Workers’ Compensation, ability to quote USL&H and Marine Employers Liability (MEL) on one policy in all states

Based on the nature of your clients’ business, we may be able to quote a Workers’ Compensation policy that includes U.S. Longshore & Harbors (USL&H) coverage and add a Maritime Employer’s Liability coverage endorsement that is designed to cover the daily dangers that your maritime clients face. In addition, we can provide access to a Workers’ Compensation policy with incidental USL&H coverage for State Act marine-related risks. Our Marine staff has more than 40 years of experience in the maritime industry and our program features flexible underwriting, in-house binding authority, and low minimum premiums.

Program Highlights

United States Longshore & Harbor Workers / Workers’ Compensation

  • In-house binding authority with prompt turnaround
  • Policies are non-assessable; no joint and several liability
  • Carriers with committed USL&H claims expertise
  • USL&H underwriting professionals

Marine

  • Ability to quote most marine-related risks
  • Access to over 20 admitted marine markets
  • Non-admitted marine markets available for the harder-to-place accounts

Target Classes

Commercial Marine

  • Marine artisan contractors
  • Marine contractors
  • Boat builders
  • Ship repairers
  • Terminal operators

Coverage

United States Longshore & Harbor Workers

Workers’ Compensation

  • $10,000 minimum premium with USL&H for nearly all classes (1% or more exposure)
  • Can quote the WC / USL&H on marine-related risks
  • Guaranteed Cost
  • State Act and USL&H on same policy

Maritime Employers’ Liability (MEL)

  • Available monoline or with USL&H / WC

Submission Requirements

  • Supplemental Applications
  • ACORD Forms
  • 5 Years currently valued Loss Runs
  • Experience modification worksheet (USL&H only)

Contacts:

Richard Lang
Assistant Vice President
P: 443-318-6243
M: 410-227-2303
E: richard.lang@ryansg.com
John Bond
Underwriter
P: 443-318-6120
E: john.bond@ryansg.com
Mary Ann Calkins
Underwriting Manager
P: 253-267-6056
E: maryann.calkins@ryansg.com
Send submissions to programs@ryansg.com

Or contact your local RT broker or underwriter at rtspecialty.com

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The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). Thirty-year industry veteran Chris McGovern manages all 25+ RSG National Specialty Programs. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2021 Ryan Specialty Group, LLC

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