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Pest Control Insurance Program

Coverage for pest control business operators

Pest control operators protect businesses and residents from the destructive nature of undesirable insects and animals. Unfortunately, these companies need to worry about more than rodents, bed bugs and termites. Our Pest Control insurance program supports their exposures with the following coverage options: General Liability, Professional Liability, Crime, Property Damage and Personal Injury. Retail insurance agents can connect with a program specialist to obtain access to competitive pest control insurance rates.

Program Highlights

  • Available nationwide
  • Competitively quoting GL, PL, Umbrella, Auto, Property, Workers’ Compensation, and Inland Marine
  • Minimum premium: General Liability – $750
  • New ventures welcome

Target Classes

  • Pest control
  • Fumigation
  • Termite control / inspection
  • Small animal control

Coverage

  • General Liability and Professional Liability
    • Job-Site Pollution: Clean-Up Cost
    • Transit Pollution: Clean-Up Cost
    • Fumigation: No Residential Tenting
    • Care, Custody and Control Coverage
    • Broad Form Property Damage
    • Personal and Advertising Injury
    • Lost Key
    • Termite Treatment and Inspection
  • Crime
  • Property (with wind available)
  • Commercial Auto
  • Workers’ Compensation
  • Inland Marine
  • Excess / Umbrella Liability
    • In-house binding authority up to $10,000,000

Limits Available

  • $5,000,000 Aggregate Option
  • WDI / Treatment & WDI / Inspection
    • Unlimited reporting period (no sunset clause)
  • Limits included at $1M / $1M
    • Can provide up to $3,000,000 Aggregate ($1M / $3M)
  • Up to $35,000,000 in Umbrella / Excess

Optional Coverage

  • Blanket Additional Insured
  • Blanket Waiver of Subrogation
  • Primary / Non-Contributory
  • Per Project Aggregate
  • Hired and Non-Owned Auto
  • Employee Benefits

Submission Requirements

  • Supplemental Applications
  • ACORD Forms
  • 5 Years currently valued Loss Runs – WC / GL
  • License and resume (if new venture)

Contacts:

Kelly Connelly
Underwriter
P: 443-318-6145
E: Kelly.Connelly@ryansg.com
Mike Donati
Underwriter
P: 443-318-6167
E: Michael.Donati@ryansg.com
Send submissions to programs@ryansg.com

Or contact your local RT broker or underwriter at rtspecialty.com

Resources:

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The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). Thirty-year industry veteran Chris McGovern manages all 25+ RSG National Specialty Programs. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2021 Ryan Specialty Group, LLC

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