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Private Investigator Insurance Program

Access to coverage for both armed and unarmed private investigators

Private investigators perform a variety of services, including: background checks, civil and criminal investigations, surveillance and fraud analysis. Their goal is to confirm facts and protect businesses and individuals from financial or personal risk. Retail insurance agents can provide their P.I. clients access to our national program with an aggressive minimum premium. We offer access to very competitive rates for private investigators with excellent hiring and training programs, careful contract selection and favorable loss history.

Program Highlights

  • Available nationwide
  • Competitive rates
  • Minimum premium: General Liability – $500
  • General Liability limits: $1M / $2M
  • New ventures welcome

Target Classes

  • Surveillance
  • Background checks
  • Insurance fraud
  • Credit checks
  • Criminal and civil investigations
  • Consultants

FAQ

Can we offer access to coverage for both armed and unarmed private investigators? Yes

Can we quote new ventures? Yes, with an acceptable resume.

Coverage

  • General Liability and Professional Liability
    • Errors and Omission Endorsement
    • Care, Custody, Control Coverage
    • Lost Key
    • Assault and Battery Coverage may be available (check with your program underwriter)
    • Terrorism Coverage available
  • Excess / Umbrella Liability
    • In-house binding authority up to $10,000,000
  • Workers’ Compensation
    • Available in most states
    • Monoline available
    • Guaranteed cost
  • Crime
  • Commercial Auto
  • Property
  • Inland Marine

Submission Requirements

The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage agents to read the full policy form and any applicable endorsements for full terms and conditions and encourage their policyholders to do the same. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs is managed by thirty-year industry veteran Chris McGovern. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC

Ryan Specialty Group is proud to welcome All Risks to the RSG family effective September 1st, 2020!

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