Security Guard Insurance Program
Armed and unarmed security guard insurance coverage
Security guards protect businesses and institutions from threats. We can provide access to coverage for your security guard clients with our exclusive security guard insurance program, providing access to General Liability and Professional Liability, Workers’ Compensation, Inland Marine, Excess / Umbrella and more.
Program Highlights
- Competitive rates
- Minimum premium: General Liability – $25,000
Target Classes
Armed and unarmed security guards servicing:
- Industrial
- Institutions
- Mid-high income housing
- Banks / Financial institutions
- Office buildings
- Construction sites
- Government facility contracts
- Utilities (non-nuclear)
Coverage
- General Liability and Professional Liability
- Errors & Omission Endorsement
- Lost Key
- Care, Custody, Control Coverage
- Personal Injury
- Assault and Battery Coverage may be available (check with your program underwriter)
- Workers’ Compensation
- Monoline available
- Guaranteed cost
- Excess / Umbrella Liability
- In-house binding authority up to $5,000,000
- Commercial Auto
- Crime
- Property
- Inland Marine
Submission Requirements
- Supplemental Application
- ACORD Forms
- 5 Years currently valued Loss Runs
The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. The operations described herein are conducted by RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty, LLC. RSG Specialty works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2024 Ryan Specialty, LLC
