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Special Events Insurance Program

Servicing events of all sizes and types with online quoting for short-term events

The Alive Risk Special Events program has access to coverages for a wide variety of event classifications such as festivals, conventions, concerts, weddings, concessionaires, vendors and exhibitors. We provide access to coverages for events of all sizes.

Retail agents and brokers can log into our online Special Event Quoting portal with instant quoting, binding and issuance capabilities for:

  • Events occurring in less than 90 days
  • Events with less than 5,000 attendees
  • Limits less than $3,000,000
  • Events held within the U.S.
  • If your event is outside of the above parameters, requires full liquor coverage and / or full athletic participant coverage, an Alive Risk event underwriter may have other markets.

Program Highlights

  • Available nationwide
  • Coverage varies by risk
  • Underwriters who specialize in events of all sizes
  • Host Liquor Liability included
  • 24-hour response time
  • Risk management services
  • Our TULIP (Tenant User Liability Insurance Program) has been a key coverage option for a wide range of venues, from music sites to universities or anything in between. Standard vendors and concessionaires can be quoted as well as artists and entertainers—making this program one of the most dynamic in the space for event organizers and fixed facilities alike.

Target Classes

Events of all sizes, including:

  • Festivals
  • Conventions
  • Concerts
  • Weddings
  • Concessionaires, Vendors and Exhibitors
  • Named Insured, Volunteers and Employees

Coverage

  • General Liability
  • Excess Liability
  • Participant and / or Spectator Accident:
    • Sexual Abuse Liability
    • Liquor Liability
    • Non-Owned Hired Auto Liability
    • Limits up to $5,000,000
  • Accident & Health
  • Inland Marine / Rented Equipment
  • Hired & Non-Owned Auto
  • Contingency, including Event Cancellation and Non-Appearance
  • Active Assailant

Submission Requirements

The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. Alive Risk is part of RSG National Specialty Programs, a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). Alive Risk and the other RSG National Specialty Programs are managed by thirty-year industry veteran Chris McGovern. Alive Risk works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516). ©2021 Ryan Specialty Group, LLC

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