Underwriting Managers


Specializes in property and casualty insurance for energy and power production facilities with a primary focus on renewable energy.

PERse offers property coverage for wind, solar, bio, hydro, geothermal and ocean power facilities. PERse also offers coverage options for such risks that occur during the course of transit, delay in start-up, construction, operations, machinery breakdown, business interruption and other liabilities.

Specialty Expertise

Staffed by a team with extensive knowledge and experience in the power and energy insurance industry, PERse provides an exceptional product based on sound underwriting and engineering principles. PERse delivers a superior level of service to clients through their product offerings, underwriting, technical services and administration.


  • Replacement cost insurance for new and existing projects over all classes of renewable energy, including but not limited to wind, solar, geothermal, bio and hydro.
  • PERse offers Commercial General Liability coverage for development, construction, and operating phases of renewable energy projects.
  • PERse offers Cargo/Stock Throughput coverage in a customizable program to fit their clients’ needs. This product can be integrated with the insured’s property coverage or offered as a standalone.
  • Underwrites primary exposure on tax risks associated with investments in specified energy projects. PERse’s coverage includes all non-excluded perils that give rise to an identifiable event if the event becomes a proximate cause of loss and was not within control of the insured.
  • Builders’ Risk facility targeted specifically towards US power generators that are required to install new environmental upgrades to their plants.

Target Profile

Insureds in the renewable energy industry, including wind, solar, bio, hydro, geothermal and ocean power facilities in the U.S. and abroad.

Available Coverage

Coverage includes CAT and non-CAT property for wind, solar, bio, hydro, geothermal and ocean power facilities.

Learn More About PERse
Michael Bernay
Managing Director & CEO

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